You should always do a pre-qualification with your lender before searching for property.
Have a Buyers Agent working for you. Read and ask questions about the Agency Disclosure.
Examine a property carefully and ask you agent questions about the property.
Ask your agent for a Comparative Market Analysis before making an offer.
Make your offer contingent upon a satisfactory Professional Home Inspection.
Always provide you agent with all pertinent information regarding things necessary for a closing.
BUYER BEWARE: Please be careful using Internet Lending Institutions. Many will charge higher fees for items that would typically cost you less locally. Typically, if you cannot see the person, you will end up paying more and getting less service from them.